Compare features, limits, and pricing. Switch to a sleek, ad-free experience with unlimited free splitting.
| Features & Capabilities | XpensePal | Splitwise |
|---|---|---|
| Core Expense Splitting | Yes Unlimited groups & members | Yes Basic features included |
| Unlimited Daily Entries | Yes Unlimited logging (100% Free) | No Limited entries per day on Free plan |
| Ad-Free Experience | Yes 100% Ad-Free experience | No Heavy display & popup banner ads |
| AI Receipt Scanning | Yes Available in Premium (Auto-extracts items) | Yes Available only in Pro plan ($4.99/mo) |
| Polite Email Reminders | Yes Send friendly itemized breakdowns via email | No Requires manual notification trigger |
| Multi-Currency Live Rates | Yes Automatic conversion in Premium | Yes Available in Pro plan |
| PDF Expense Reports | Yes Generate roommate/tax records | Yes Available in Pro plan |
We believe financial tools should be clean and readable. XpensePal does not clutter your dashboard with banner ads, trackers, or annoying popups.
Log as many transactions, bills, and payments as you need. We will never lock you out of recording basic bills to force a payment.
We only charge for processing-heavy features like Document AI scanning to cover our operating costs, keeping core splitting completely free.
Yes. Standard bill logging, multiple splitting formats, unlimited friends, and group management will remain 100% free forever. Unlike other apps that block you from adding expenses after hitting a daily threshold, XpensePal has zero limits on basic logs.
Splitwise has introduced daily entry limits and intrusive ads to force users into their paid plans. XpensePal provides a clean, premium, editorial look that respects your screen space and allows you to split bills naturally without annoying constraints or banner trackers.
Our tools and API configurations make it easy to start clean, and we support spreadsheet exports (PDF, CSV) in our premium tier so you always own your expense history.