Splid is a clean offline tool, but cloud synchronization, multiple groups, and exports require a paywall. Split with friends in real-time with XpensePal.
| Features & Capabilities | XpensePal | Splid |
|---|---|---|
| Core Expense Splitting | Yes Unlimited groups & members | Yes Limited to 1 group on free offline tier |
| Real-Time Cloud Sync | Yes Always synced online (100% Free) | No Requires Splid Pro upgrade to sync online |
| Unlimited Daily Entries | Yes Unlimited logging (100% Free) | Yes No log limits on offline use |
| Ad-Free Experience | Yes 100% Ad-Free experience | Yes Ad-free offline, but cloud sync is paywalled |
| AI Receipt Scanning | Yes Available in Premium (Auto-extracts items) | No Not supported |
| Polite Email Reminders | Yes Send friendly itemized breakdowns via email | No Not supported |
| Multi-Currency Live Rates | Yes Automatic conversion in Premium | No Requires Splid Pro for live rates |
| PDF Expense Reports | Yes Generate roommate/tax records | No Requires Splid Pro upgrade |
We believe financial tools should be clean and readable. XpensePal does not clutter your dashboard with banner ads, trackers, or annoying popups.
Log as many transactions, bills, and payments as you need. We will never lock you out of recording basic bills to force a payment.
We only charge for processing-heavy features like Document AI scanning to cover our operating costs, keeping core splitting completely free.
Splid is primarily an offline app. To sync expenses online with group members, you are required to upgrade to Splid Pro. XpensePal includes instant, secure cloud sync for free.
Splid is minimalist and simple, but lacks visual insights and features. XpensePal provides a premium, warm-editorial design with detailed expense insights, a sleek dashboard, and advanced features.
We support over 115 global currencies. Daily exchange rate updates convert transactions automatically, so you can track expenses during travel in real-time.